A medium-term goal could be buying a business, a home or paying for your child?s education. With every paycheck you receive, you can contribute money [...] Debt management plans offered by DMCC help consumers relieve the stress of excessive debt by reducing credit card interest rates, consolidating and lowering monthly payments, and stopping collection calls and late fees. find out what kinds of retirement plans are available. Many graduates think they are getting better paying jobs than they actually get after college, so they buy a vehicle way out of their price range. The earlier you invest the better. If a 25-year-old who invests $2,000 a year at a 6 percent compound interest annually for fifteen years and never invests another dollar, after the age of 40, the 25-year-old will earn more by the age of 65 than a 35-year-old who invests $2,000 a year at 6 percent compound interest annually for 30 years, even though the 35-year-old would have invested twice as long.Last but not least, it is important to identify a short, medium and long-term goal for yourself. Stick with your career, and the money will eventually come.When you get hired for your first job in the ?real world,? DMCC financial counselors can be reached for free education materials, budget counseling and debt management plan quotes by calling 800-863-9011 or by visiting http://www.dmcccorp.org .
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